"Music," said Mary Louise Curtis Bok, "beginning where speech leaves off, tells more of things human and divine, of nature, life and love, than we can stammer in words, and tells it in a language that is universal and understandable to every human heart."

In the years since Mary Louise Curtis Bok founded The Curtis Institute of Music, the school has trained many of the world's great instrumentalists, composers, conductors and singers. Your endowment gift can assure the continuation of this great tradition. Through a named studio, building, educational program, faculty chair or endowed fellowship, your gift will be greatly appreciated today and deeply cherished tomorrow.

Endowment Naming Opportunities
Endowed Faculty Chairs
Life-Income Plans

ENDOWMENT NAMING OPPORTUNITIES
Endow a building, a classroom or a studio, an important Curtis program or a fund in your name, in honor of a cherished friend, or in memory of a member of your family.

With a gift to endow a named studio, building, educational program, faculty chair or endowed fellowship, you can share in the satisfaction of knowing that you are playing a crucial role in securing the continued existence of The Curtis Institute of Music. Available naming opportunities at Curtis include:

Student Fellowships: Perpetual endowments
Comprehensive: $250,000
Education and training: $150,000
Student financial assistance: $150,000

Student Fellowships: 20-year term
Comprehensive: $150,000
Education and training: $75,000
Student financial assistance: $75,000

Faculty Chair
Perpetual endowment: $1,500,000
20-year term: $1,000,000

Curtis Programs
Opera program: $8,200,000
Conducting program: $1,700,000
Master classes: $200,000
Artwork preservation: $100,000

Buildings
1718 Locust Street: $1,500,000

Spaces
The Common Room: $1,000,000
The Opera Studio: $500,000
Dean's Office: $200,000
Library Reading Room: $200,000
Orchestra Library: $150,000
Listening Room: $60,000
Classrooms: $25,000 to $50,000
Studios: $40,000 to $50,000.

Ways to Give
An endowment can be funded in one payment or pledged over a period of five or fewer years, in which case Curtis will establish the endowment upon receipt of the first payment. Other options to create an endowment include: Life-Income Plans (charitable remainder trusts, the Curtis Pooled Income Fund and charitable gift annuities) and Wills and Bequests(gifts to Curtis that are part of your estate plan, include wills, trusts, life insurance policies and qualified retirement plans).

For More Information
For a complete and current list of naming opportunities and additional information about endowments at Curtis, please contact Charles Sterne III, director of major gifts and planned giving, at 215-893-5279.

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ENDOWED FACULTY CHAIRS
At the heart of Curtis is the cherished relationship between mentors and protégés, handing down musical tradition from one generation to the next. An endowed faculty chair provides financial support for the Curtis faculty, which is composed largely of performing musicians.

From the beginning of the school in 1924, the Curtis faculty has included many of the world's finest musicians and teachers. During the school's early years, faculty members included Leopold Auer, Louis Bailly, Daniel Bonade, Carl Flesch, Josef Hofmann, Anton Horner, William Kincaid, Wanda Landowska, Carlos Salzedo, David Saperton, Rosario Scalero, Marcella Sembrich, Leopold Stokowski, Marcel Tabuteau, Isabelle Vengerova, and Efrem Zimbalist. Today, the Curtis faculty includes some of the most celebrated musicians of this era.

Endowed faculty chairs receive prominent recognition in concert programs and other Curtis publications and performing musicians holding faculty chairs indicate in their biographies the name of the chair they hold at The Curtis Institute of Music.

A faculty chair at Curtis can be endowed for 20 years, or in perpetuity, at the levels shown here:

Endowment in perpetuity: $1,500,000
Endowment for a 20 year term: $1,000,000

Ways to Give
An endowed faculty chair can be funded in one payment, or pledged over a period of five or fewer years, in which case Curtis will establish the faculty chair endowment upon receipt of the first payment. Other options to create an endowed faculty chair include: Life-Income Plans (haritable remainder trusts, the Curtis Pooled Income Fund and charitable gift annuities) and Wills and Bequests
(gifts to Curtis that are part of your estate plan, include wills, trusts, life insurance policies and qualified retirement plans).

For More Information
For additional information about establishing a faculty chair endowment at Curtis, please contact Charles Sterne III, director of major gifts and planned giving, at 215-893-5279.

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LIFE-INCOME PLANS
Create an endowment at Curtis and receive income for the rest of your life. Information about charitable remainder trusts, the Curtis pooled income fund and charitable gift annuities.

Life-income gifts are deferred contributions to Curtis that produce current payments and immediate tax benefits to the donor. The gift is an important contribution to the school, even though the donor, or someone designated by the donor, receives lifetime payments and obtains other significant benefits.

With a life income plans at Curtis, the donor can also benefits from:

	Investment diversification without paying immediate capital gains taxes, especially attractive to those holding large blocks of low-basis, low or no dividend stock.
	Reduced income taxes resulting from charitable deductions in the year the gift(s) are made. The amount of the deduction depends on the age of the income beneficiary and other factors.
	Reduced estate settlement costs because a smaller "gross estate" lowers estate settlement costs and death taxes. The gift to Curtis is made "outside" of the probate estate.

Ways to Give
Charitable-remainder trusts pay income to you (or those you designate) for life, then distribute the remaining principal (the charitable remainder) to Curtis. The trust must pay either a fixed percentage of the value of the trust (a unitrust) or a fixed amount (an annuity trust) to the non-charitable beneficiary(ies) and meet other requirements of the Internal Revenue Code. Available at Curtis for gifts of $100,000 and up, charitable remainder trusts are the most flexible of all charitable life-income plans.

The Curtis Pooled Income Fund is a trust created by Curtis in 1993 to pool and invest contributions and pay participants their share of income from the Fund. In many ways, pooled income fund resembles a mutual fund, but following the death of the income beneficiary, his or her share of the fund is automatically transferred to the Institute's endowment. At Curtis, the minimum initial gift is $5,000, and minimum age of the income beneficiary is 55.

Charitable-gift annuities are contract between donors and the Institute calling for Curtis to pay a fixed amount (the annuity) to one or more annuitants during their lifetimes. At Curtis, the minimum gift is $10,000 and the minimum age of the annuitant is 55.

For More Information
Questions or requests for additional information about life-income plans at Curtis should be directed to Charles Sterne III, director of major gifts and planned giving, at 215-893-5279.

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